Klarna | Shop now. Pay later.

4.8
1.29M reviews
50M+
Downloads
Content rating
USK: All ages
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About this app

SHOP NOW. PAY LATER.
When you shop in the Klarna app, you can split the cost of your purchase from any online store into 4 smaller, interest-free payments. And it works just as easily in-store, with Google Pay. So you can get what you love today and pay later.

NEW DEALS EVERY DAY.
Shop and save money with exclusive deals and discounts from all over the world, right in the Klarna app. Find a deal you like, claim it with a simple tap. And check back in tomorrow – we add new shopping offers all the time.

GET PRICE DROP ALERTS.
Save items in Collections and never pay full price again. Each time you save an item, an automatic price drop alert is set. That way, when the price drops you will know. You can also share your Collections with family and friends.

PERSONALISED INSPIRATION.
In Klarna’s Inspiration feed, you’ll find carefully curated suggestions for deals, product collections, complete looks, and editorials tailored to your shopping. It doesn’t matter if you love fashion, beauty, tech, or whatever – we’ve got something for you.

INCREASE YOUR SPENDING LIMIT.
The more you shop and pay later in 4 installments with Klarna and pay back on time, the more purchasing power you unlock which allows you to spend more. And, you'll also gain access to even more exclusive deals and offers!

HASSLE-FREE RETURNS.
Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

MANAGE YOUR PAYMENTS.
Pay later without surprises. When you shop with Klarna, you get a complete overview of all your purchases and finances. And you can even make early payments or extend your due date.

INSTANT SHOPPING CONFIRMATION.
No one likes to wait. When you buy something through the Klarna app, you'll see your purchase just seconds after you place your order.

CUSTOMER SERVICE.
Get the help you need by using our chat right in the Klarna app. Anything you need from giving feedback, to compliments, even style tips. We love to talk.
DIGITISE YOUR LOYALTY CARDS
Klarna is the official successor to Stocard. Unclutter your wallet by scanning the code on your plastic cards within seconds.
Updated on
24 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity, App info and performance and Device or other IDs
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
1.26M reviews
Paula
28 May 2025
Switched from Stocard, this app is frustrating to use. All I need is to store my cards digitally so that I can use them when paying. Klarna always has some pop-up after opening, and when i try to close the window the app freezes. Today a new pin was needed after I opened it. I tried to again close the window and it signed me out of the whole app. I paid full price for my groceries, even though I bought some of it explicitly because of the discounted price. Edit: switched to another app
97 people found this review helpful
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Klarna Bank AB (publ)
28 May 2025
Thank you for the review. We understand that no change comes without opposition and your negative feelings are warranted. We are closely monitoring the response to these changes to see what adjustments we can make to better meet the needs of our Stocard customers. We want to assure you your feedback has been heard. Please watch for future updates.
Steve Surname
31 January 2025
Managing monthly payments has become utterly frustrating & unreliable. Planned payments are being taken before the due dates, leading to notifications & emails telling me to "pay as fast as possible with the app". However, on the app it only shows "in progress" payments with no way of actually paying the "missed" ones, leading to confusion, frustration and possibly panic. Additionally, if a payment is done manually, Klarna still takes it again, leading to double payments. App's going downhill
131 people found this review helpful
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Klarna Bank AB (publ)
31 January 2025
Hi, Thank you for your review. We would be happy to look into this further and therefore recommend that you contact our customer service who can investigate this further internally. You can contact our customer service through our live chat or call us. You can find our current phone number on the website
April Butler
24 October 2025
I used to love this app. Told all my friends about it. Made my payments on-time, if not paid off early. Had one issue one time and you are pretty much labeled as no longer worthy (and trust me they always got their money-that wasnt the issue). Started having issue after issue after that. Paid off what I owed and finally gave up using it. Just got a notice (10/15) of some bs reason I was denied something back in JULY. And customer service is zero help. Now they run credit. uninstalling.
282 people found this review helpful
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Klarna Bank AB (publ)
15 October 2024
Hi, we're saddened to hear that your experience fell short of expectations and we'd still like to help look further into this to make things right. Please chat with us at app.klarna.com/login or visit our website at https://www.klarna.com/us/customer-service/ to view other methods to reach our team.

What's new

Explore the latest Klarna app. We're bringing you a new and improved shopping experience to search, compare, and save at your favorite stores. Keep track of all your payments, deliveries, and budget with ease. Organize your cards and balances within your in-app Wallet, and customize your journey by configuring preferences in your profile. We've also made some minor updates and fixes.